This job description is solely for descriptive purposes and the responsibilities may change.  This job description does not constitute a contract for employment.

Scope of Job:

The DE Underwriter is responsible for underwriting a minimum of 4 loans per day, with primary responsibility for underwriting government programs and products but may also assist in the underwriting of conforming products as well. The DE Underwriter is responsible for ensuring that all loans underwritten will meet the prescribed policies and procedures for compliance and insurability. Any exceptions that are acceptable within the program will be documented. 

Typical Work Activities:

• Consistent display of tact and diplomacy in communications with clients.

• Project organization and task management skills.
• A creative and innovative approach on problem solving issues with a deal maker mentality..
• Demonstrated ability to work in a multidisciplinary team environment.
• Demonstrated ability to undertake preliminary research and analysis.
• Ability to present and discuss information pertinent to an assignment
• Client focus.
• Valuing and Respecting Individuals.

Experience:

FHA Direct Endorsement (DE) required with a minimum of 5 years mortgage banking experience in a high volume environment.   Active CHUMS number in good standing with HUD.   Having a VA LAPP designation, foreign language skills or experience underwriting home equity and subprime products a plus.

Education:

Minimum high school diploma or equivalent. Documented underwriting experience and levels of previous signing authority from other mortgage companies, thrifts, or other financial institutions.

Specific Skills:

Computer literate, specific to excel, word products, various industry operation systems, DU/LP experience, statistical appraisal software experience, etc. Detailed knowledge of mortgage banking practices, federal and state regulations. Excellent organization skills, ability to multi task, excellent verbal and written communication skills, presentation/public speaking skills.

Employer is an equal opportunity employer who offers an excellent compensation package, including base, benefits and incentives.